Textured covers provide durable document protection and a contemporary/professional look. Gap Free ring design prevents gapping so pages turn smoothly. Wider front and back binder panels fully cover standard dividers and sheet protectors. Back-mounted rings allow pages to lie flat. Organize and secure paper with four stacked pockets. Black vinyl on the inside cover provides for an elegant appearance. Holds 8-1/2 x 11 documents. Round ring binder has exposed rivets on back.